Where Experience and Quality Matter
Securing a durable roof, whether it’s a metal roof or asphalt shingles, doesn't have to strain your budget. At Affordable Roofing Systems, we offer flexible financing options tailored to both commercial and residential roof replacement and installation needs, ensuring your Florida home stays protected without breaking the bank.
Every homeowner deserves a safe and reliable roof. We provide financing options that improve accessibility for Florida residents. Through our partnerships with trusted lenders like Service Finance Company, Wells Fargo, and Hearth, we provide loans for new roof projects, offering affordable payment plans and competitive rates to make your investment easier.
Explore these solutions today and start your project without worrying about upfront down payments or high fees. Explore our financing solutions today and start your roofing project without the financial stress.
Improve your home with flexible financing from Service Finance Company. As a partner, we provide options for roof loans and home improvement projects through their FHA Title I loans, insured by the Federal Housing Administration. These loans do not require a home equity line of credit and are available for large and small projects, offering competitive annual percentage rates (APR) and terms.
The SFC Financing Program offers more than fifty options, including both promotional and standard terms, making roofing and home improvements more manageable. Whether you need to replace your roof or make other essential upgrades, FHA Title I loans make it easier to afford these renovations without the stress of high upfront costs.
Let us help transform your home with the support of our flexible funding options backed by the FHA.
Our partnership with Wells Fargo offers flexible payment plans to fit your budget. There are no annual fees, and the application process is simple. Whether you need a personal loan or contractor financing, Wells Fargo brings convenience to your roofing and home improvement projects, allowing you to manage costs without relying on a high-interest credit card.
Hearth Financing allows you to split your project into affordable monthly payments using our app or website. Whether you need a home improvement loan or financing for a full roof replacement, Hearth offers solutions tailored to your budget. Loans range from $1,000 to $100,000, with terms from 2 to 12 years.
Rates start as low as 4.99% APR, and options are available for credit scores as low as 500. Please note that interest rates may vary based on creditworthiness. With Hearth, you can access expert roofing services without worrying about hidden fees or high interest rates.
Choosing the right roofing company is crucial for the protection, beauty, and value of your property. Here’s why Affordable Roofing Systems is the best choice:
We offer tailored financing solutions that fit your budget, including home equity loans, personal loans, and our financing partners. With competitive rates and flexible payment plans, you can afford top-quality roofing services without compromising on materials or craftsmanship.
With over 25 years of experience, our GAF Certified roofers bring expertise to every project. You can trust our team to not only install your roof with precision but also guide you through the financing process.
Whether you need a new roof, repairs, or a full replacement, our range of services, combined with flexible financing options, ensures your home is well-protected and looking its best.
We use only premium materials to make sure your roof is durable and aesthetically pleasing. Our commitment to quality means that your financed roof will stand the test of time and weather.
From your initial financing consultation to project completion, we prioritize your satisfaction. Our team provides clear communication and personalized service, from the initial inspection to the final installation, ensuring a smooth, stress-free experience.
For all your roofing needs, contact us today
Roofing is a significant investment, particularly in Florida, where hurricanes and heavy rains pose a constant threat. A well-maintained roof can help protect against water damage, boost property value, and potentially lower home insurance premiums.
In storm-prone areas, a high-quality roof is crucial for protecting against wind and water damage, potentially reducing insurance premiums and increasing resale value.
Delaying roof repairs or replacement can lead to bigger issues, such as structural damage or mold. Roofing financing allows you to address these needs promptly, spreading the cost over time to avoid escalating repair expenses. This way, you ensure your property is protected from Florida’s challenging weather without stretching your budget.
Our satisfied consumer base is our greatest endorsement, reflecting the quality and reliability we consistently deliver. Here’s what they have to say:
Curious about the quality of our work? Check out our gallery of past projects to see the outstanding results we deliver to our clients.
For all your roofing needs, contact us today
Your home insurance may cover part of a roof replacement if the damage is due to a covered event, like hail or strong winds. Additionally, a home warranty may provide coverage for certain repairs, depending on your plan.
If the insurance payout or home warranty doesn’t cover the full cost, contractor financing can bridge the gap. Be mindful of your insurance deductible and warranty terms when budgeting for repairs or replacement.
Using a credit card for roof financing may offer convenience but typically comes with higher interest rates compared to a loan. Loans, especially those tailored for home improvement, usually offer lower interest rates and more flexible payment terms, making them a more cost-effective solution.
To find a roofer that offers financing, consider these steps:
Following these steps can help you find roofing companies with in house financing options or that partner with a financial institution to find roof financing options that suit your budget and home improvement needs.
Yes, refinancing is a potential solution. By refinancing your mortgage, you may be able to lower your interest rate and use the cash-out option to pay for your roof. This can work well if you have substantial equity in your home.
Yes, Affordable Roofing Systems offers new roof or roof replacement financing for various credit scores. Programs like Hearth Financing cater to homeowners with lower credit, although interest rates may be higher depending on creditworthiness - based on credit history and income-to-debt ratio.
Yes, a home equity line of credit (HELOC) is a popular option for roof financing. It allows you to borrow against the equity in your home, often at lower interest rates than other loans. However, it's important to consider that your home will be used as collateral.
Roof financing itself is not tax-deductible, but interest paid on home equity loans or HELOCs may qualify for a tax deduction. Additionally, certain programs like PACE financing let homeowners fund energy-efficient upgrades, with repayments made through property tax bills.
Additionally, if the new roof installation includes energy-efficient improvements, such as solar panels, you may be eligible for a federal tax credit.
You can start the process by contacting Affordable Roofing Systems directly at (813) 542-8462 or through our website. We’ll provide a FREE estimate and guide you through the application process.
To qualify, you’ll need to provide basic information such as your Social Security number, proof of income, and proof of identity. Our team will help you choose the best roof loans for your budget and needs, making the process smooth and straightforward.